We provide access to financial solutions empowering people living in poverty to transform their lives, their children’s futures and their communities.

Urwego Bank

Since 1997 Urwego Bank (Urwego) has been serving Rwandans who are economically-active but whose banking needs are underserved.  As a Christian microfinance bank, Urwego seeks to provide opportunities for those in poverty to transform their lives, not only economically, but socially and spiritually. Learn more about us.


We offer a full range of deposit and savings accounts that provide a safe means for storing savings and earning interest.  Savings accounts allow our clients to participate in investment opportunities, insure against hard times, and pay for expenses of life events such as weddings and funerals. Our loan products include traditional group loans through our Trust Group/Community Banking Group lending model,  individual Micro-Business Loans, Micro-Consumer loans, and other flexible loan products.


Holistic Life Improvement (HLI) modules provide a unique service of giving specific advice to promote client transformation.  The modules cover three broad areas: Business Management, Household Financial Management, and Health Management.

We are also providing microinsurance for mitigating life risk and affordable remittances.

The five components of our microfinance:


1. Credit: Loans for microenterprises and consumers so they can achieve economic transformation.


2. Savings: Deposit products for microenterprises and consumers so they can safely save their money and have convenient access to cash when needed.


3. Insurance Services:  For microenterprises and consumers so they can secure protection against unexpected tragedies, natural disasters, and/or crop failures.


4. Remittance Services: Affordable channels so microenterprises and consumers can send and receive funds.


5. Education/Training:  On-going education/training for microenterprises and consumers so they can achieve social and spiritual transformation.

Latest news


As we celebrate 20 years of service to Rwanda, Urwego Bank is excited to announce a new and improved client-focused banking experience for its customers. With 18 outlets and over 100 active agents across the country, Urwego is the largest microfinance institution in Rwanda, serving more than 400,000 clients. These clients are building a brighter future for themselves with the help of business loans, savings services, training, mobile banking services, agricultural loans, education financing, foreign exchange products, asset financing, home improvement loans, and microinsurance from Urwego.




For any additional questions or assistance, please do not hesitate to contact us at our toll-free number 5151 or 0788173100.

Copyright © 2017 Urwego Bank Ltd. All Rights Reserved. Urwego is a HOPE network partner.