Initially founded in 1997 by World Relief as Urwego Community Banking, the bank joined the HOPE International network in 2005. In 2007, the bank merged with Opportunity International Bank of Rwanda to become Urwego Opportunity Bank. In 2016, Opportunity International completed a share purchase agreement to sell its 50 percent ownership of Urwego Opportunity Bank (“Urwego”) to HOPE International, a network of Christ-centered microenterprise development programs in 16 countries. HOPE International is now a 99 percent shareholder in the bank with World Relief continuing to own 1 percent.

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